Fiat-to-Crypto. Crypto-to-Fiat. Zero Friction. One API.

On/Off Ramps for Crypto Exchanges. No Entity Needed.

Plug into Latam’s payment rails without opening a local entity or touching local compliance. Accept local payments like Pix, SPEI, and settle in your preferred currency.
You focus on flow. We manage the local operation end-to-end.

The Fastest in Latam

Imagem PIX mais rápido do Brasil

Imagem SPEI mais rápido do México


The Gowd Advantage

On+Off-Ramp + Stablecoin Settlement

Let your users buy crypto with local fiat or cash out to local bank accounts, while your ops settle in USDT, USD, or EUR. All flows mapped to stablecoin or treasury logic. D+0 liquidity.

No Entity. No Local Licensing. No Risk.

We own the local regulatory position.
You don’t need a Brazilian Ltda or Mexican S.A.
No tax risk. No fiscal exposure. No compliance nightmare.

Crypto-Friendly by Default

Unlike old school PSPs, we’re designed for crypto flows: high-risk segments, volatility, wallets, Web3 UX.
We don’t ask “what’s your MCC”, we ask “where’s your liquidity?”

Embedded KYC / AML That Just Works

We handle user-side local KYC and validations: local ID, bank ownership, blacklist screening, age, PEP.
Your platform never touches sensitive data.

One API = Latam On/Off-Ramp Coverage

Accept Latam instant payments with a single, and simple API. We handle the regional chaos (banking, ops, compliance) under the hood.

Hands-On, Always-On Support

We speak crypto language .Our teams are close to the ground. You talk to real people who know your business, and act fast anytime you need anywhere you are.

Our Process

01

User Initiates Deposit or Withdrawal

Your customer chooses to deposit local fiat (e.g., BRL via Pix, MXN via SPEI) or cash out crypto to their local bank account. You don’t need to manage any banking relationships in LatAm.

02

Gowd Routes the Payment via Local Rails

Gowd receives the request via API and triggers the correct local payment method using our regulated partners. All flows are compliant with local KYC, AML, and user validation (e.g., CPF/CURP checks). Our license + local infrastructure = you’re covered.

03

KYC / AML & Risk Checks in Real Time

We validate user identity and screen transactions against PEP, sanctions, blacklist databases — all fully embedded. You stay globally compliant, without owning the regulatory burden.

1.User Initiates Deposit or Withdrawal

Your customer chooses to deposit local fiat (e.g., BRL via Pix, MXN via SPEI) or cash out crypto to their local bank account.
You don’t need to manage any banking relationships in LatAm.

2.Gowd Routes the Payment via Local Rails

Gowd receives the request via API and triggers the correct local payment method using our regulated partners.
All flows are compliant with local KYC, AML, and user validation (e.g., CPF/CURP checks).
Our license + local infrastructure = you’re covered.

3. KYC / AML & Risk Checks in Real Time

We validate user identity and screen transactions against PEP, sanctions, blacklist databases — all fully embedded.
You stay globally compliant, without owning the regulatory burden.

4.Instant Confirmation + D+0 Settlement

Payment is confirmed and cleared instantly. Funds are available for conversion, trading, or withdrawal.
Settlements happen same day in your preferred currency: USDT, USD, or EUR.
No waiting on SWIFT. No volatile delays. Full treasury control.

5.Dashboard + Reporting + Reconciliation

Every transaction is visible on your Gowd dashboard, so you can stay in control of all local operations — without having any.

6.We Take the Risk. You Scale.

Gowd is the one with local presence. We manage:

  • Tax reporting
  • Banking regulation
  • Operational risk
  • Settlement obligations

Your exchange stays off the radar, while fully plugged in.

Made for Crypto. Optimized for Latam.

Fastest Pix in Brazil & SPEI in Mexico

Deposit confirmation in miliseconds.
Real-time routing + D+0 settlement. Real-time transactions for users and exchanges. We’re connected directly to local clearing networks, with no intermediaries, no delays.

Solution Built for Crypto

We’re not just saying, we actually are crypto-native.
Support for MCC 6051, wallet-based KYC, and decentralized flows.
Trusted by exchanges, brokers, dApps, and high-risk ecosystems across LatAm.

Faster Go-To-Market

Our tech team works around the clock to optimize our proprietary API, built for security, speed and simplicity.
A simple and easey integration designed to be completed in under a week – all you need is a dedicated dev.
You’re live with no compliance bottlenecks, just velocity.

Battle-Tested for Scale

Process all your transactions with the speed you need. We process millions of transaction daily across high-risk verticals. Crypto. Gambling. Adult. Forex.
Plugged into Bitso, StarsPay, SulPayments, and more.
We scale as you scale.

Why Gowd?

Ideal local partner for instant Payments in Brazil

As a licensed Payment Institution with local operations in Brazil, Gowd is the right local partner in Latin America — giving your business direct access to Pix with unmatched speed and reliability.

Plug, Play, and Settle

Stay Global. We Localize Your Exchange [Legally].

Avoid the overhead of opening subsidiaries, managing local tax exposure, or navigating complex regulation. With Gowd, your business stays global, while we act as your fully compliant local infrastructure.
Our crypto-native team handles the heavy lifting, meaning local regulations, embedded KYC, FX spread transparency, and risk mitigation — so you stay focused on growth, liquidity, and users.
Launch fast and stay compliant.

More Tools. Less Borders.

Pay-in

Accept Real-Time Payments in Brazil & Mexico — With or Without a Local Entity.
Go local without the complexity and start transacting instantly.

Cross Border

All local and relevant payment methods available.

Accept Payments in Brazil and Mexico with or without a local entity.

Learn more

Cripto Exchanges

Solution for crypto exchanges in Brazil.

Robust processing capacity (+50 million transactions/month), authorized PIX institution, integrated KYC and CPF validation, and 24/7 expert support.

Learn more

Ready to get started in Latam?

Launch instant payments in Brazil (PIX) and Mexico (SPEI) with a fast, secure, and compliant API. Enjoy fast settlements, real-time visibility, full control, and low complexity aligned with local regulations and security.